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mortgages4me

disclaimer

mortgages4me is a trading name of Smith & Pinching Financial Services Ltd.

www.mortgages4me.co.uk is intended as a simple tool for members of the public to obtain general information in respect of UK mortgages.

Although Smith & Pinching Financial Services Ltd endeavours to ensure that the content is accurate and up to date, no representation or warranty, express or implied, is made to its accuracy or completeness. The contents of this web site should not be construed as professional advice, or recommendation of any product or service offered by the companies providing such products or services. So far as it is permitted by law, Smith & Pinching Financial Services Ltd, including its management and staff, disclaims liability for any loss, howsoever caused, arising directly or indirectly from the use and content of this web site.

Registered in England No. 3487726. Registered Office, 295 Aylsham Road, Norwich, NR3 2RY. mortgages4me is a trading name of Smith & Pinching Financial Services Ltd, which is authorised and regulated by the Financial Services Authority. Our FSA registration number is 186616. You can verify this and other information by checking the FSA's register at their website www.fsa.gov.uk.

Your home may be repossessed if you do not keep up repayments on your mortgage.

Equity release, home reversion and lifetime mortgage are complex products and you should request personalised information.

Think carefully before securing other debts against your home or property, as it essentially becomes security for those debts and may be repossessed if you do not keep up repayments on your mortgage. If you transfer a relatively short term debt to a longer term, you may pay back more interest in total.

Your initial consultation is free, but subsequent research and advice are subject to a £250 initial fee (mortgage business) or a £500 initial fee (equity release, home reversion and lifetime mortgage business). We receive a procuration fee from the lender or company for placing the business, but you can choose to pay us a fee instead and offset the initial fee.

The FSA does not regulate some aspects of buy to let mortgages. The guidance contained within this website is subject to the UK regulatory regime and is therefore targeted at customers in the UK. For our joint protection, telephone calls may be recorded and/or monitored.